Last Updated: Nov 23, 2024
Welcome to BePesa Microfinance! This Privacy Policy explains how we collect, use, protect, and share your data when you use our platform. BePesa Microfinance is designed exclusively for registered employees, ensuring a secure and efficient system for managing your account and requesting salary advances. By using BePesa, you agree to the terms outlined in this policy.
1. Information We Collect
- Personal Information: We collect personal details such as your name, phone number, and employment details when your account is registered through our website with your consent.
- Device Information: We gather data about your device (e.g., model, operating system) to ensure platform security and performance.
- Authentication Data: The mobile app authenticates users based on their registered phone numbers using OTP (One-Time Password) sent to their devices. No additional account creation is permitted through the app.
- Usage Data: We track how you interact with the mobile application to improve our services and enhance your experience.
2. How We Use Your Data
- To authenticate registered employees securely via phone number and OTP.
- To provide access to salary advance application details and their status within the app.
- To enable users to request salary advance directly through the mobile app for processing on our website.
- To analyze app usage trends and improve functionality.
3. Data Security
- We use encryption, OTP-based authentication, and secure servers to protect your data from unauthorized access.
- While we implement industry-standard security measures, no system can guarantee absolute protection of your data.
4. User Authentication
- Only employees registered through our website with their consent are authorized to access the mobile app.
- The mobile app does not allow account creation. Users must log in using their registered phone numbers and OTP for verification.
5. Salary advance Request Process
- Users can view the status of their salary advances within the app.
- The app allows users to request salary advance directly, but eligibility is determined separately through our website's processing system.
6. Third-Party Data Sharing
- We share your data only with trusted partners for the purpose of processing salary advance applications.
- We do not sell or share your data with third parties for marketing purposes.
7. Cookies and Similar Technologies
- We use cookies to enhance your experience, monitor platform usage, and personalize recommendations. You can manage cookies via your browser settings.
8. Children's Privacy
- Our services are not intended for individuals under 13 years old. We do not knowingly collect data from children. If we become aware of such data collection, we will delete it immediately.
9. Policy Updates
- We may update this policy periodically. You will be notified of significant changes through the platform. Continued use of BePesa after the updates constitutes your acceptance of the revised terms.
10. Contact Us
If you have any questions or concerns about our privacy practices, feel free to contact us at:
Phone: +255767481262
Email: info@bepesa.co.tz